How to Assess your Expenses

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Our everyday expenses can be the biggest and most expensive.  Every year I think it is a good idea to assess what our needs are and look at all the bills and see where  and what we can reduce .  This is definitely not a fun job to do but it can save you possible hundreds of dollars that you can use in other areas that are fun eg a holiday.

  • List of  expenses

  • What are our needs?

  • Does the plan/ deal we have meet our requirements?

  • Research on the Internet

  • Ring around at least three suppliers

  • See what deal they can give

  • Assess if it is worth talking with your current supplier to see if they can match the best deal for you.  Sometimes it is a hassle to move providers and often they will happily come to the party if they know you are prepared to move.

  • Every year when our insurance comes up I always ring them and say we have several policies with them and what is the best deal they can give me. They generally go through  everything with me and tell me what they can do. Every year that we have been with this particular provider they have given me more of a discount than what they have said on the renewal notice.

This is an expense that was really annoying me as I felt we were spending too much and he seemed to be using the prepaid up so quickly!!.  There are many competitive it is just finding the right fit. Last year my eldest son started high school so we wanted him to have a cellphone.   He gets the bus too and from school and I wanted to know that he could contact me in an emergency or let me know if he was going to hang around with friends after school and was going to be home later.We started looking into what plans were available and how much data and call time he would need.

We initially went with the Aldi  pay as you go but he used  the data up really quickly.  We looks at other plans and decided to go with Vaya.  The plan he is on is $18 and we havent had any problems with him going over his usage.  We also came to an agreement with him that we would pay some and we would pay the rest.

 There are some templates and expense Sheets coming your way for you to write all the info down so you have everything in front of you to make an informed decision.

I challenge you to look at just one expense to assess and see if you can get a better deal. Would love to hear what happened and if you got a better deal.Come over to the  Savvy Shopper Facebook and let us know your win for the day

 

 

February 26, 2016 |

One thought on “How to Assess your Expenses

  1. Kaylee says:

    Usu­ally I don’t read arti­cle on blogs, but I would like to say that this write-up very forced me to take a look at and do so! Your writ­ing taste has been amazed me. Thank you, quite niseo pÂct.

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