Is It worth having Extras Health Insurance ?

Health insurance

Is Extra Health Insurance worth it?

The other day I  called my health fund. We have had an increase as of 1 April ( that’s everyone with health insurance) and I just can’t justify what we are paying. I will be keeping the hospital plan but no extras. With the cap on benefits for our family, it is not worth it. It is better for me to save the money every month and put it aside for when we need glasses and contact lenses. Our main need for extras was for glasses and contact lenses, we have needed other service but it wasn’t covered by our plan.  The cost of other services we have needed ( podiatrist and Occupational therapist) over the years just wasn’t worth it and we just paid for it out of our own pocket.  What the health fund covers still would not be worth it.


Assess your extras on your health insurance.

Have a look at everything on your health insurance statement, look at what service you use the most. Many companies are tailoring your specific needs to your health insurance coverage. Every family’s needs are different so have a look at everything before making a decision.  We only had the basics, on our policy and that was helpful but once I made a comparison and what we used regularly. I realised we are better off without it and saving that money every month.

Here is the government website to have a look and assess your health insurance. It has all the insurance companies within Australia, not just a selected few.
Health Insurance

Health Insurance

I have worn glasses/ contact lenses all my life. If your script is up to date and you know what you need I recommend looking online. My script hasn’t changed much as I get older. I am one of the blessed ones, my eyes are getting better.!!
Here is one company that I have used a lot over the years and have never had a problem.
They have different promotions at the moment if you sign up 30% off glasses /15 % of contact lenses and free shipping.
Also here is the link to the health funds they cover
I do not get any benefit from mentioning this company. Please ensure you get informed advice, this is just my personal experience and comparison.   Everyone’s circumstances are different
April 11, 2017 |


corfu sale

Corfu Summer Sale


Corfu  Clothing is having a fantastic Once off total Summer Clearance Sale. Now is the time to stock up and get great quality Clothing for a bargain. Save 95%.   Everything is $5


Here are their details:

When:  -8th April 2017

Where: Location: 7-11 Ferguson Street

Underwood, Brisbane

Phone  07 34232340

Parking:  on road Parking

Payment : EFTPOS available


This is paid advertising.



April 6, 2017 |

How to use the Savvy Shopper directory

Savvy Shopper Directory

Savvy Shopper Directory as seen on Nine news


This is just a short blog post on how to use the directory.

Presently on the blog, we have 75 listings on this blog varying from food to furniture and so much more.  There are two parts to Savvy Shopper the directory and the blog.

Savvy Shopper isn’t  always about the cheapest places around, but it is about getting the best quality for the money you spend.  I really want everyone who uses Savvy Shopper to love it, recommend it to others and to save money.

How to use the Savvy Shopper Directory

If you are looking for something particular eg a Breville iron.  Type in the search bar -Breville or small appliances and all the places within our database with that tag will come up. Or just a general search eg food and all the listing will come up.  The information given for each listing is correct at the time of typing but this can change over time. So I highly recommend ringing a place before driving somewhere.   I have learned the hard way.

The other way to use the directory is to type a suburb that you are going into and all the places within that suburb will come up.   You will be really surprised where I have found a factory outlet.

As I do more research and find more places, they will come on to the blog.  If there is anything yo want help with please let me know.

Please some over to the facebook page and join us and I love hearing from readers. What bargain have you got recently?  Is there a place that really should be on here and isn’t!!! Let me know ASAP.



April 1, 2017 |
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