• Have a budget. Know exactly how much you can spend according to what you can spend in each allocated category. How much you have and how much you can spend in each area and what is realistic. This is for everything from the basics like groceries and goes right across the board to things like renovations. I also suggest you have a contingency especially with renovations and if possible every week put a certain amount aside even if it’s only $5 so when there are specials you can stock up.


  • Take the time to plan. As Brian Tracy says, “Every minute you spend in planning saves 10 minutes in execution; this gives you a 1,000 percent Return on Energy!” You also save money when you plan well.


  • Plan in the small and big things. Have a weekly menu plan even if it’s just a basic idea. It helps you save Brain space and mental energy. Use a notebook to plan or an app. I use Evernote which is very useful and accessible from everywhere especially when you left you notebook behind. There are some wonderful shopping/ list apps available. Anylist is just one available app


  • Be intentional when spending. Don’t buy just because it is on sale. Ask yourself is do I really need this? Do I love this? I suggest to walk away and think it over for 24 hours


  • Sourcing what we need. Look at different places to source what you are looking for. There are so many options you will be surprised. Depending what you are looking for you. There can be many options eg sourcing organic foods you can look at farmers markets, bulk bin companies, and co-ops. This can be a wonderful way to buy better produce and in bulk with substantial savings to be made.


  • Second-Hand Goods. This one can be very hard for many of us but be humble ask to borrow or ask if someone has second-hand items they don’t need anymore. When we had our little girl I had no baby things as I had given them all away. I asked people and I bought second-hand items.


  • Look at the return on investment what you want to purchase. Eg you need xyz for renovation. It’s going to cost $400 but it is going to cost $100 day to hire. How many days do you need for other projects? Look at selling it afterward to recoup costs. Now that’s smart thinking.


  • Quality vs quantity – clothing spend vs per wear Personally I have had to learn this one the hard way especially as an adult it is better to buy better quality and it lasts for a few seasons than cheap and having to get rid of it before the end of the season.


  • Remember all of these tips also pertain to services as well. I highly suggest that you phone for at least 4 quotes for something you will then definitely get a gauge on the reasonable cost to get the job done


  • Remember always ask for a discount you never know. If you don’t ask you won’t get!!
Recent Posts

Leave a Comment

Start typing and press Enter to search